UHC Silver Copay Focus (Virtual Urgent Care, No Referrals)

UnitedHealthcare · 2027 plan year

Silver
Ind. medical deductible
$0
Rx deductible (separate)
$2,500
Family deductible
$0
Ind. OOP max
$9,500
Family OOP max
$19,000

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$40.00

Specialist

BenefitIn-network
Specialist Visit$100.00

Hospital

BenefitIn-network
Emergency Room Services$1,500.00
Inpatient Hospital Services (e.g., Hospital Stay)$2500.00 Copay per Day
Outpatient Surgery Physician/Surgical Services$500.00
Urgent Care Centers or Facilities$60.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs40.00% Coinsurance after deductible
Preferred Brand Drugs$85.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$2500.00 Copay per Day
Mental/Behavioral Health Outpatient Services$40.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental40.00%
AcupunctureNot covered
Allergy Testing40.00%
Bariatric Surgery$850.00
Basic Dental Care - AdultNot covered
Basic Dental Care - Child40.00%
Chemotherapy$750.00
Chiropractic Care40.00%
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$2,500.00
Dental Check-Up for ChildrenNo charge
Diabetes Education40.00%
Dialysis$500.00
Durable Medical Equipment40.00%
Emergency Transportation/Ambulance$1,500.00
Eye Glasses for Children40.00%
Habilitation Services$100.00
Hearing AidsNot covered
Home Health Care Services40.00%
Hospice Services40.00%
Imaging (CT/PET Scans, MRIs)$300.00
Infertility Treatment40.00%
Infusion Therapy$150.00
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$20.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child40.00%
Nutritional Counseling40.00%
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)40.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$850.00
Outpatient Rehabilitation Services$100.00
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices40.00%
Radiation$200.00
Reconstructive Surgery$850.00
Rehabilitative Occupational and Rehabilitative Physical Therapy$100.00
Rehabilitative Speech Therapy$100.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Sex-Trait Modification Procedures$850.00
Skilled Nursing Facility$2500.00 Copay per Day
Substance Abuse Disorder Inpatient Services$2500.00 Copay per Day
Substance Abuse Disorder Outpatient Services$40.00
Transplant$2,500.00
Treatment for Temporomandibular Joint Disorders40.00%
Weight Loss Programs40.00%
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$65.00

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