UHC Silver Advantage + ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

UnitedHealthcare · 2026 plan year

Silver
Ind. deductible
$800
Family deductible
$1,600
Ind. OOP max
$3,500
Family OOP max
$7,000

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$1.00

Specialist

BenefitIn-network
Specialist Visit$35.00

Hospital

BenefitIn-network
Emergency Room Services$350.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)25.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services$100.00 Copay after deductible
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic Drugs$3.00
Non-Preferred Brand Drugs40.00% Coinsurance after deductible
Preferred Brand Drugs$50.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services25.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$10.00

Other

BenefitIn-network
Eye Glasses for Children25.00% Coinsurance after deductible
Gender Affirming Care$180.00 Copay after deductible
Private-Duty NursingNot covered
Prosthetic Devices25.00% Coinsurance after deductible
Radiation$75.00 Copay after deductible
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental25.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing25.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - Adult50.00%
Basic Dental Care - Child25.00% Coinsurance after deductible
Chemotherapy$500.00 Copay after deductible
Chiropractic Care25.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care25.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education25.00% Coinsurance after deductible
Dialysis$300.00 Copay after deductible
Durable Medical Equipment25.00% Coinsurance after deductible
Emergency Transportation/Ambulance$350.00 Copay after deductible
Habilitation Services$35.00 Copay after deductible
Hearing AidsNot covered
Home Health Care Services25.00% Coinsurance after deductible
Hospice Services25.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$50.00 Copay after deductible
Infertility TreatmentNot covered
Infusion Therapy$75.00 Copay after deductible
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$3.00 Copay after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - Adult50.00%
Major Dental Care - Child25.00% Coinsurance after deductible
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)25.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$180.00 Copay after deductible
Outpatient Rehabilitation Services$35.00 Copay after deductible
Prenatal and Postnatal CareNo charge
Reconstructive Surgery$180.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$35.00 Copay after deductible
Rehabilitative Speech Therapy$35.00 Copay after deductible
Routine Dental Services (Adult)No charge
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$35.00
Skilled Nursing Facility25.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services25.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$10.00
Transplant25.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders25.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$15.00 Copay after deductible

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