Blue Advantage Silver PPO℠ 501

Blue Cross and Blue Shield of Oklahoma · 2026 plan year

Silver
Ind. deductible
$875
Family deductible
$1,750
Ind. OOP max
$3,500
Family OOP max
$7,000

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$15.00

Hospital

BenefitIn-network
Emergency Room Services$500.00 Copay with deductible + 40.00% Coinsurance after deductible
Urgent Care Centers or Facilities$5.00
Inpatient Hospital Services (e.g., Hospital Stay)$250.00 Copay per Stay with deductible + 40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services$50.00 Copay with deductible + 40.00% Coinsurance after deductible

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Specialty Drugs45.00% Coinsurance after deductible
Non-Preferred Brand Drugs35.00% Coinsurance after deductible
Preferred Brand Drugs30.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$250.00 Copay per Stay with deductible + 40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Allergy Testing40.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy40.00% Coinsurance after deductible
Chiropractic Care40.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$250.00 Copay with deductible + 40.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Education40.00% Coinsurance after deductible
Dialysis40.00% Coinsurance after deductible
Durable Medical Equipment40.00% Coinsurance after deductible
Emergency Transportation/Ambulance40.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation ServicesNo charge
Hearing Aids40.00% Coinsurance after deductible
Home Health Care Services40.00% Coinsurance after deductible
Hospice Services40.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)30.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy$50.00
Prosthetic Devices40.00% Coinsurance after deductible
Radiation40.00% Coinsurance after deductible
Reconstructive Surgery40.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical TherapyNo charge
Rehabilitative Speech TherapyNo charge
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services$250.00 Copay per Stay with deductible + 40.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant40.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging30.00% Coinsurance after deductible
AcupunctureNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental40.00% Coinsurance after deductible
Inpatient Physician and Surgical Services40.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services30.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling40.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$15.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$100.00 Copay with deductible + 30.00% Coinsurance after deductible
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal CareNo charge
Private-Duty Nursing40.00% Coinsurance after deductible

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