Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.

Standard Gold

Ambetter from Superior HealthPlan · 2026 plan year

Gold
Ind. deductible
$2,000
Family deductible
$4,000
Ind. OOP max
$8,200
Family OOP max
$16,400

More Ambetter from Superior HealthPlan plans in TX

Monthly premiums by age

Rating Area 13 — the lowest-priced of the 26 areas this plan covers. Premiums differ by area.

AgeIndividualIndividual + tobacco
Under 15$344$344
21$450$517
30$510$587
40$575$661
50$803$924
60$1,220$1,403
64 and over$1,349$1,551

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$60.00

Hospital

BenefitIn-network
Emergency Room Services25.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)25.00% Coinsurance after deductible
Mental/Behavioral Health Emergency Room25.00% Coinsurance after deductible
Substance Use Disorder Emergency Room25.00% Coinsurance after deductible
Substance Use Disorder Urgent Care$30.00
Urgent Care Centers or Facilities$45.00
Mental/Behavioral Health Urgent Care$30.00
Outpatient Surgery Physician/Surgical Services25.00% Coinsurance after deductible

Pharmacy

BenefitIn-network
Generic Drugs$15.00
Specialty Drugs$250.00
Non-Preferred Brand Drugs$60.00
Preferred Brand Drugs$30.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Emergency Transportation/Ambulance25.00% Coinsurance after deductible
Mental/Behavioral Health ER Physician Fee25.00% Coinsurance after deductible
Mental/Behavioral Health Inpatient Services25.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Other Services25.00% Coinsurance after deductible
Substance Use Disorder Emergency Transportation/Ambulance25.00% Coinsurance after deductible
Substance Use Disorder ER Physician Fee25.00% Coinsurance after deductible
Substance Use Disorder Outpatient Other Services25.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental25.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$60.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy25.00% Coinsurance after deductible
Chiropractic Care$60.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care25.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Education$60.00
Dialysis25.00% Coinsurance after deductible
Durable Medical Equipment25.00% Coinsurance after deductible
Emergency Transportation/Ambulance25.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation Services$30.00
Hearing Aids25.00% Coinsurance after deductible
Home Health Care Services25.00% Coinsurance after deductible
Hospice Services25.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)25.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy25.00% Coinsurance after deductible
Inpatient Physician and Surgical Services25.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services25.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Skilled Nursing Facility25.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services25.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$30.00
Transplant25.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders25.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging25.00% Coinsurance after deductible
Routine Foot Care$60.00
Nutritional Counseling$60.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$30.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25.00% Coinsurance after deductible
Outpatient Rehabilitation Services$30.00
Prenatal and Postnatal Care$30.00
Private-Duty Nursing25.00% Coinsurance after deductible
Prosthetic Devices25.00% Coinsurance after deductible
Radiation25.00% Coinsurance after deductible
Reconstructive Surgery25.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$30.00
Rehabilitative Speech Therapy$30.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge

Service area

This plan covers 150 geographic areas.

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