University Community Care Plan by Community First - Silver Plan Standard

Community First · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$2,200
Family OOP max
$4,400

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Urgent Care Centers or Facilities$5.00
Emergency Room Services25.00%
Inpatient Hospital Services (e.g., Hospital Stay)25.00%
Outpatient Surgery Physician/Surgical Services25.00%

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs$50.00
Preferred Brand Drugs$15.00
Specialty Drugs$150.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services25.00%
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Treatment for Temporomandibular Joint Disorders$10.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging25.00%
Chiropractic Care$10.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care25.00%
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis$10.00
Durable Medical Equipment$10.00
Emergency Transportation/Ambulance25.00%
Eye Glasses for ChildrenNo charge
Habilitation ServicesNo charge
Hearing Aids$10.00
Home Health Care Services$10.00
Hospice Services$10.00
Imaging (CT/PET Scans, MRIs)25.00%
Infertility TreatmentNot covered
Infusion Therapy$10.00
Inpatient Physician and Surgical Services25.00%
Laboratory Outpatient and Professional Services25.00%
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25.00%
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices$10.00
Radiation25.00%
Reconstructive Surgery25.00%
Rehabilitative Occupational and Rehabilitative Physical TherapyNo charge
Rehabilitative Speech TherapyNo charge
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility25.00%
Substance Abuse Disorder Inpatient Services25.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant25.00%
Accidental Dental25.00%
AcupunctureNot covered
Allergy Testing$10.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy25.00%
Abortion for Which Public Funding is ProhibitedNot covered

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