Elite Bronze + Vision + Adult Dental

Ambetter from Home State Health · 2026 plan year

Expanded BronzeHSA eligible
Ind. medical deductible
$0
Rx deductible (separate)
$3,800
Family deductible
$0
Ind. OOP max
$10,500
Family OOP max
$21,000

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

Compare with other Expanded Bronze plans in MO

Side by side: deductibles, out-of-pocket limits and copays.

More Ambetter from Home State Health plans in MO

Monthly premiums by age

Rating Area 6 — the lowest-priced of the 10 areas this plan covers. Premiums differ by area.

AgeIndividualIndividual + tobacco
Under 15$271$271
21$354$407
30$402$462
40$452$520
50$632$727
60$961$1,105
64 and over$1,062$1,221

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$50.00

Specialist

BenefitIn-network
Specialist Visit$115.00

Hospital

BenefitIn-network
Emergency Room Services$2,500.00
Substance Use Disorder Urgent Care$50.00
Inpatient Hospital Services (e.g., Hospital Stay)50.00%
Mental/Behavioral Health Emergency Room$1,250.00
Mental/Behavioral Health Urgent Care$50.00
Outpatient Surgery Physician/Surgical Services50.00%
Substance Use Disorder Emergency Room$1,250.00
Urgent Care Centers or Facilities$60.00

Pharmacy

BenefitIn-network
Non-Preferred Brand Drugs$250.00 Copay after deductible
Generic Drugs$3.00
Preferred Brand Drugs$195.00
Specialty Drugs50.00% Coinsurance after deductible
Tier 1b Generic Drugs$40.00

Mental Health

BenefitIn-network
Substance Use Disorder ER Physician Fee$1,250.00
Substance Use Disorder Outpatient Other Services50.00%
Mental/Behavioral Health Emergency Transportation/Ambulance$1,250.00
Mental/Behavioral Health ER Physician Fee$1,250.00
Mental/Behavioral Health Inpatient Services50.00%
Mental/Behavioral Health Outpatient Other Services50.00%
Mental/Behavioral Health Outpatient Services$50.00
Substance Use Disorder Emergency Transportation/Ambulance$1,250.00

Other

BenefitIn-network
Basic Dental Care - Adult50.00%
Basic Dental Care - ChildNot covered
Chemotherapy50.00%
Chiropractic Care50.00%
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care50.00%
Dental Check-Up for ChildrenNot covered
Diabetes Education$115.00
Dialysis50.00%
Durable Medical Equipment50.00%
Nutritional Counseling$115.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$50.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)50.00%
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental50.00%
AcupunctureNot covered
Allergy Testing$115.00
Bariatric SurgeryNot covered
Emergency Transportation/Ambulance50.00%
Eye Glasses for ChildrenNo charge
Habilitation Services$50.00
Hearing Aids50.00%
Home Health Care Services50.00%
Hospice Services50.00%
Imaging (CT/PET Scans, MRIs)50.00%
Infertility TreatmentNot covered
Infusion Therapy50.00%
Inpatient Physician and Surgical Services50.00%
Laboratory Outpatient and Professional Services$60.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - Adult50.00%
Major Dental Care - ChildNot covered
Outpatient Rehabilitation Services$50.00
Prenatal and Postnatal Care$50.00
Private-Duty Nursing50.00%
Prosthetic Devices50.00%
Radiation50.00%
Reconstructive Surgery50.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$50.00
Rehabilitative Speech Therapy$50.00
Routine Dental Services (Adult)No charge
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$115.00
Skilled Nursing Facility50.00%
Substance Abuse Disorder Inpatient Services50.00%
Substance Abuse Disorder Outpatient Services$50.00
Transplant50.00%
Treatment for Temporomandibular Joint Disorders50.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging50.00%

Plan rules

Service area

This plan covers 109 geographic areas.

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