KP Colorado Option Gold
Kaiser Foundation Health Plan of Colorado · 2027 plan year
Gold
- Ind. deductible
- $2,400
- Family deductible
- $4,800
- Ind. OOP max
- $10,450
- Family OOP max
- $20,900
Compare with other Gold plans in CO
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More Kaiser Foundation Health Plan of Colorado plans in CO
Monthly premiums by age
Rating Area 1 — the lowest-priced of the 7 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $320 | $320 |
| 21 | $418 | $480 |
| 30 | $474 | $545 |
| 40 | $534 | $614 |
| 50 | $746 | $858 |
| 60 | $1,134 | $1,304 |
| 64 and over | $1,253 | $1,441 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | No charge |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $55.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | 30.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | 30.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 30.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | $50.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $10.00 |
| Medical Service Drugs | $600.00 |
| Non-Preferred Brand Drugs | $200.00 |
| Non-Preferred Generic Drugs | $200.00 |
| Preferred Brand Drugs | $50.00 |
| Preventive Drugs | No charge |
| Specialty Drugs | $600.00 |
Mental Health
| Benefit | In-network |
|---|---|
| Intensive Outpatient for Mental/Behavioral Health | 30.00% Coinsurance after deductible |
| Intensive Outpatient for Substance Use Disorder | 30.00% Coinsurance after deductible |
| Mental Health Wellness Visit | No charge |
| Mental/Behavioral Health Inpatient Services | 30.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | 30.00% Coinsurance after deductible |
| Mental/Behavioral Health Prenatal Care | No charge |
| Office Visit - Mental/Behavioral Health | No charge |
| Office Visit - Substance Use Disorder | No charge |
| Partial Hospitalization for Mental/Behavioral Health | 30.00% Coinsurance after deductible |
| Partial Hospitalization for Substance Use Disorder | 30.00% Coinsurance after deductible |
| Postpartum Mental/Behavioral Health | No charge |
| Postpartum Substance Use Disorder | No charge |
| Residential Day Treatment for Mental/Behavioral Health | 30.00% Coinsurance after deductible |
| Residential Day Treatment for Substance Use Disorder | 30.00% Coinsurance after deductible |
| Substance Use Disorder Prenatal Care | No charge |
| Telehealth Mental/Behavioral Health | No charge |
| Telehealth Substance Use Disorder | No charge |
Other
| Benefit | In-network |
|---|---|
| Abortion for Which Public Funding is Prohibited | No charge |
| Acupuncture | $40.00 |
| Allergy Testing | $55.00 |
| Applied Behavior Analysis Based Therapies | No charge |
| Autism Spectrum Disorders - Assessment and Evaluation Services | No charge |
| Bariatric Surgery | 30.00% Coinsurance after deductible |
| Basic Dental Care - Child | 50.00% Coinsurance after deductible |
| Chemotherapy | $600.00 |
| Chiropractic Care | $40.00 |
| Delivery and All Inpatient Services for Maternity Care | 30.00% Coinsurance after deductible |
| Dental Check-Up for Children | No Charge after deductible |
| Diabetes Education | $5.00 |
| Diabetic Supplies | No charge |
| Dialysis | 30.00% Coinsurance after deductible |
| Durable Medical Equipment | 30.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | 30.00% Coinsurance after deductible |
| Eye Glasses for Children | 50.00% |
| Gender Affirming Care | 30.00% Coinsurance after deductible |
| Habilitation Services | 30.00% Coinsurance after deductible |
| Hearing Aids | 30.00% Coinsurance after deductible |
| Home Health Care Services | 30.00% Coinsurance after deductible |
| Hospice Services | No charge |
| Imaging (CT/PET Scans, MRIs) | 30.00% Coinsurance after deductible |
| Infertility Treatment | 30.00% Coinsurance after deductible |
| Infusion Therapy | $600.00 |
| Inpatient Physician and Surgical Services | 30.00% Coinsurance after deductible |
| Inpatient Rehabilitation | 30.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | 30.00% Coinsurance after deductible |
| Major Dental Care - Child | 50.00% Coinsurance after deductible |
| Nutritional Counseling | No charge |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $55.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 30.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | 30.00% Coinsurance after deductible |
| Prenatal and Postnatal Care | No charge |
| Private-Duty Nursing | 30.00% Coinsurance after deductible |
| Prosthetic Devices | 30.00% Coinsurance after deductible |
| Prosthetics: Legs and Arms | 20.00% |
| Prosthetics: Recreational | 20.00% |
| Radiation | 30.00% Coinsurance after deductible |
| Reconstructive Surgery | 30.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | 30.00% Coinsurance after deductible |
| Rehabilitative Occupational Therapy | 30.00% Coinsurance after deductible |
| Rehabilitative Physical Therapy | 30.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy | 30.00% Coinsurance after deductible |
| Routine Eye Exam for Children | No charge |
| Skilled Nursing Facility | 30.00% Coinsurance after deductible |
| Standalone Laboratory | 30.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 30.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | 30.00% Coinsurance after deductible |
| Telehealth PCP | No charge |
| Telehealth Specialist | No charge |
| Transplant | 30.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders | 30.00% Coinsurance after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | 30.00% Coinsurance after deductible |
Service area
This plan covers 17 geographic areas.
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