Silver Elite Saver Plus

Oscar Insurance Company · 2026 plan year

Silver
Ind. medical deductible
$0
Rx deductible (separate)
$200
Family deductible
$0
Ind. OOP max
$8,450
Family OOP max
$16,900

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

More Oscar Insurance Company plans in MO

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$65.00

Specialist

BenefitIn-network
Specialist Visit$100.00

Hospital

BenefitIn-network
Emergency Room Services50.00%
Inpatient Hospital Services (e.g., Hospital Stay)50.00%
Outpatient Surgery Physician/Surgical Services50.00%
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic Drugs$3.00
Non-Preferred Brand Drugs50.00% Coinsurance after deductible
Preferred Brand Drugs$125.00
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services50.00%
Mental/Behavioral Health Outpatient Services$65.00

Other

BenefitIn-network
Dialysis50.00%
Durable Medical Equipment50.00%
Emergency Transportation/Ambulance50.00%
Eye Glasses for Children50.00%
Habilitation Services$65.00
Hearing Aids50.00%
Home Health Care Services50.00%
Hospice Services50.00%
Imaging (CT/PET Scans, MRIs)50.00%
Infertility TreatmentNot covered
Infusion Therapy50.00%
Inpatient Physician and Surgical Services50.00%
Laboratory Outpatient and Professional Services$50.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$65.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$65.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)50.00%
Outpatient Rehabilitation Services$65.00
Prenatal and Postnatal CareNo charge
Private-Duty Nursing50.00%
Prosthetic Devices50.00%
Radiation50.00%
Reconstructive Surgery50.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$65.00
Rehabilitative Speech Therapy$65.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$100.00
Skilled Nursing Facility50.00%
Substance Abuse Disorder Inpatient Services50.00%
Substance Abuse Disorder Outpatient Services$65.00
Transplant50.00%
Chiropractic Care$100.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care50.00%
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental50.00%
AcupunctureNot covered
Allergy Testing$65.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy50.00%
Treatment for Temporomandibular Joint Disorders50.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$100.00

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